Know the cost before the commitment

What cash does
the purchase require?

A dated component estimate for an ordinary completed residential sale. Your agreement and fee quote determine who pays and which charges apply.

Browser-local calculation · Your own inputs

Loan funding is your own input; this tool does not assess lending eligibility or loan-to-value limits. A negative cash-required result means the entered funding exceeds the price plus modeled costs. Confirm the actual advance and any surplus with your lender.

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Purchase and fee basis

Verified official fee sources: 11 October 2026. This preview covers completed existing residential property only. Off-plan, commercial, special exemptions and other dispositions need separate review.

Property scope

Purchase price (AED)

Registered / assessed value (AED)

Optional: blank uses your purchase price as the fee basis. DLD can assess a different value.

Buyer share of total 4% fee (%)

50 means the statutory equal split; 100 means your agreement places the full fee on the buyer.

Map shown on your quote

Select one applicable map; the calculator does not add alternatives.

Financing

Who pays the fixed sale fees?

Enter the buyer's share for each group (0–100%). The source lists these charges but does not assign every payer. Confirm with your agreement. Partner fees use the listed trustee channel.

Buyer share: one title deed (%)

AED 250.

Buyer share: applicable map (%)

Buyer share: knowledge / innovation (%)

AED 10 + AED 10.

Buyer share: sale partner fee (%)

AED 4,000 at AED 500,000 or above; AED 2,000 below. Adds 5% VAT to this service fee only.

Your other buyer-paid quotes

No broker, bank or insurance rate is assumed. Enter quoted amounts including any VAT. Blank means unknown; enter 0 when not applicable.

Broker quote, including VAT (AED)

Developer e-NOC quote (AED)

Bank / valuation quote (AED)

Upfront insurance quote (AED)

Conveyancing quote (AED)

Other buyer-paid costs (AED)

Official fee basis

The statutory sale fee is 4%, shared equally unless agreed otherwise. The mortgage percentage is 0.25% of registered debt. Partner and document charges depend on the service and quote; a combined sale/mortgage transaction may share fixed charges.

Relevant FTA FAQs: Residential property treatment and the standard VAT rate.

Scope and limits

Existing residential property is generally VAT-exempt; service-fee VAT is a separate matter. This tool adds 5% only to the published sale partner service fee. Your other quotes must already include any VAT. No blanket VAT is added to the residential purchase price.

The mortgage service page lists an ordinary partner service at AED 4,000 plus VAT and repeats a title-deed charge. This calculator requires your combined quote instead of stacking another fixed set. No provisional Oqood fee is preset.

Sources were checked on 11 October 2026. The DLD site's 7 October footer is a site-wide update date, not a fee-effective date. Recheck the current rules and exact channel before using a total.

Inputs remain in this page, without server transmission or saving. No property dataset or market return is implied.

Income and cash flow

Use the rental cash-flow calculator to separate annual income, property costs and debt payments. Watch the existing rental-yield film or read its explanation.

Your inputs and site analytics

This calculator processes the values you enter in this page. It does not send or save those values. The site uses Cloudflare Web Analytics for page visits and performance; the calculator has no account, data API or property dataset.